. >> you know, i just want to note on this, there are district attorneys and u.s. attorneys who are out there every day squeezing ordinary citizens on sometimes very thin grounds. and taking them to trial in order to make an example, as they put it. i'm really concerned that too big to fail has become too big for trial. that just seems wrong to me. >> joining me now is reporter and new york times columnist, winning on questionable causes on wall street, jesse, good to see you. >> hi. >> i want to start with the very basic question, could these regulators have taken more banks to trial? did they have the authority, the power, the cause? >> of course, the sec can take banks to trial civilly, and they can refer cases criminally to the department of justice, now, that is really where the crux of this lies is the power here and the disappointment is mainly with the department of justice, why they haven't brought more cases against the banks, either civilly or criminally and why they haven't brought the ceos, major bankers to trial for their actions. >> so now, let's go